The Technology of Microcredit: state of the art and prospects of development in Italy

Antonio Andreoni
Bancaria
2011
February
Volume: 
2
First Page: 
56
Last Page: 
70

Abstract

 

The problem of financial inclusion represents a strategic opportunity for bank innovation.The success of microfinance in providing an answer, both operationally efficient and effective depends on the specific technology of microcredit available – i.e. the set of methodologies, criteria, instruments for risk evaluation and active monitoring of microclients.